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Partner and Head of Commercial Property - Banbury
Self Invested Personal Pensions
Commercial Property in a Self Invested Personal Pension
As a business owner, you will be working hard to grow and protect your business – and you will no doubt place equal importance in protecting and investing your money for your future.
Brethertons can offer you a solution for moving commercial property into a Self Invested Personal Pension (SIPP).
You may have an existing pension held in various investments such as stocks and shares, and you may wish to consider looking to diversify your portfolio.
It may be that you have not yet considered investing in commercial property. You can potentially use your existing pensions to achieve this.
How does it work?
Over the years a number of our clients have done this using a SIPP. Under the umbrella of the SIPP, our clients have used existing or new funds, and sometimes bank lending, to buy a business or commercial property from which their trading company already operates, or may operate from in the future, with their rental income going into their SIPP.
This can have significant tax advantages for both the company and the pension holder.
Sometimes additional commercial property is bought on a pure investment basis in a SIPP and then let on a commercial lease to a third party tenant with the rent being paid into the SIPP.
How do I take advantage?
We will guide you through the process, step by step: