Banking & Debt Finance

Small and medium-sized businesses that use Brethertons tell us that they need additional support with raising finance from time to time.  Sometimes traditional bank lending might have been exhausted, or the level of bank lending facilities have become too complex or restrictive for future company growth, or simply that the value of the business and its assets has declined which has impacted on the profitability of the company. 

Brethertons can provide objective and impartial advice to help company directors and owners to review their business proposition and, if appropriate, seek additional funding or to re-finance their business through:

• Re-visiting the business structure and ensuring you can meet your financial obligations.
• Looking for additional finance on the valuation of assets, securities, property or intellectual property rights.
• Reviewing the impact of bank facilities and company loans.
• Secured lending options.
• Assessing external financial investment or venture capital approaches.
• Debt finance or debt factoring (selling or re-structuring your book of debts).
• Capital markets such as PLUS or AIM for raising finance.
• For information on our Insolvency services please click here.

We add value through our ability to analyse issues and provide relevant solutions. We are experienced in preparing and negotiating all types of loan and security documentation, and act for banks and other lenders in loan provision, as well as acting for private owner-managed businesses that are seeking to raise finance by way of loan or other borrowing, or who require debt finance advice.

We can provide a written third-party review of the lending and financial position of your company and working in conjunction with you financial advisers can make suggestions for lending improvements, and we can put in place the legal documentation needed to progress your financial choices.

Mary Anderson is recognised as 'Leaders in their Field' by Chambers UK as a 'leader in Banking & Finance' for her in-depth experience in commercial property and secured lending.

• We provide a free cost estimate before any work is undertaken. 
• We can work alongside your existing legal advisers for specific projects.

Jitendra Patel, Consultant   Tel: (01788) 579514 or 07977013965 Email: jitendrapatel@brethertons.co.uk